Those familiar to the ins and outs of startup communities in Asia would know: there’s at least one startup challenge happening in the region every quarter, as governments and organizations seek new innovative ventures that tackle some of the world’s most pressing problems.

Perhaps one industry that has benefitted the most from this phenomenon in recent years is the fintech scene. With half of the region, or at least 1 billion people still unbanked, truly, there’s a vast opportunity for fintech players to close the gap between the financially marginalized, and affordable financial products.